Acorns Guide to Personal Finance
What you’ll learn
How to calculate your net worth.
How to start a successful side hustle.
How to set goals—and build a budget that will help you reach them.
How to ask effectively for a raise or a better job offer.
How to pay off debt faster—and pay less in interest.
All the basics of investing in stocks and bonds.
How to cut your expenses without feeling the pinch.
How to build a low-maintenance portfolio that will help you build wealth.
How to save more money (101 ways!).
No prior knowledge or tools required. Just an interest in helping your hard-earned money grow!
For the exercises, you will want to have some of your financial info handy—like your take-home pay, how much debt you owe (student loans, credit cards, etc.) and how much you have in your savings, checking and investment accounts.
If you’re ready to get your finances in shape, but aren’t sure where to start, this is it! In under an hour, find out how to save, invest and earn more money, stop living paycheck to paycheck and make real progress toward the future you want.
Led by Jennifer Barrett, Chief Education Officer at Acorns, this basic course breaks down the what, when, how and why of personal finance to help you start building wealth—no matter how much money or financial knowledge you’ve got to start.
You’ll learn the basics of personal finance and get simple, on-the-go techniques and tools to help your money work as hard as you do.
What’s the difference between this and other personal finance courses? We’re focused on methods that are easy and sustainable—not disruptive to your everyday life.
By the end of this course, you will have a clear sense of where you are financially, where you want to be—and how you’re going to get there. You’ll feel less stressed about money, and more confident about reaching your goals.
You’ll know: how to create a budget you can follow, pay debt off faster, save more money on everyday purchases and big-ticket expenses, ask for a raise, start a successful side hustle and invest wisely to build wealth. (Make sure to check out the downloadable action plans, worksheets and other resources, too, to get the full benefit of the course!)
Apply what you’ve learned and you should see a noticeable difference not just in your finances, but in your life.
Section 1: Introduction to Building Wealth
Lecture 1 Welcome to the Course
Section 2: Step One: Budget Better
Lecture 2 Introduction
Lecture 3 What is net worth?
Lecture 4 Calculate your net worth
Lecture 5 How to set goals you’ll actually reach
Lecture 6 What is a budget?
Lecture 7 The 50/20/30 Rule
Lecture 8 End-of-section review
Section 3: Step Two: Pay Down Your Debt Faster
Lecture 9 Introduction: Snowball vs. Avalanche methods
Lecture 10 3 ways to lower your interest rate
Lecture 11 How to improve your credit score quickly
Lecture 12 End-of-section review
Section 4: Step Three: Save More Money
Lecture 13 Introduction: 5 simple spending hacks
Lecture 14 How to cut your biggest expense
Lecture 15 Other simple ways to save
Lecture 16 End-of-section review
Section 5: Step Four: Earn More Money
Lecture 17 You’re probably underpaid
Lecture 18 The right way to ask for a raise
Lecture 19 How to negotiate a better job offer
Lecture 20 How to have a successful side hustle
Lecture 21 End-of-section review
Section 6: Step Five: Invest Successfully
Lecture 22 Introduction: Make your money work for you
Lecture 23 What should you use a savings account for?
Lecture 24 The #1 reason to invest
Lecture 25 How compounding works for and against you
Lecture 26 Where to invest your money
Lecture 27 Stocks 101
Lecture 28 What you should know about funds and fees
Lecture 29 Bonds 101
Lecture 30 What to know before you buy a home
Lecture 31 End-of-section review
Section 7: Conclusion
Lecture 32 Keep growing!
Anyone who wants to learn the basics of personal finance, pay off debt faster and start building wealth.
Udemy | English | 0h 47m | 360.38 MB
Created by: Jennifer Barrett