Personal Finance Masterclass Easy Guide to Better Finances
What you’ll learn
You’ll be the master of your own finances.
You’ll know how to create a smart budget that helps you increase savings and reduce expenses.
You’ll increase your income with a promotion, new job, side hustle, and online income.
You’ll have a step-by-step process for reducing your loan and/or credit card debt.
You’ll know the process for buying a house and saving up for a down payment.
You’ll know how retirement works, how to save and invest for retirement, and how much you’ll need to save and invest for a worry-free retirement.
You’ll learn how to retire early and achieve financial freedom!
Requirements
Students should be open to being challenged in their preconceived financial beliefs
Students should get together their finances: know how much money they have in savings, checking, and investment accounts.
Students should know how much debt they have: credit card, student loan, mortgage, car loans, or any other personal debt.
Description
This online personal finance course will teach you how to master your money, how to grow your income, reduce your debt, budget the smart way, invest your money, and much more!
Do you need help handling your money?Can you imagine a life of financial freedom?Do you want to make more money?Are you interested in investing but just don’t know where to start?Have you struggled with credit card or student loan debt?Do you want to own a home?
If you answered yes to any of these questions, you’re in the right place. We know how hard it is to get by in the modern world. We understand your struggles. Heck, we’ve lived them. But we’ve been able to turn it around ourselves, to not just survive but to THRIVE!
Phil paid off over $140,000 in student loan debt and built a 6-figure side business within 5 years of college graduation. Mike & Lauren are on the path towards super-early retirement, are the ultimate personal finance hackers, and are currently traveling the country with their newborn son.
This isn’t your traditional personal finance course. We’re not bankers or creditors. We’re not trust fund babies who haven’t worked for themselves. We’re just like you, and that’s what this course is all about. This is a course that teaches normal people like you the skills and knowledge to truly understand how money works. We show you the path towards financial freedom.
This online personal finance course covers all of the following topics:
Understand Your MoneyBudgeting, Savings, Reducing ExpensesGrow Your IncomeUnderstanding Credit CardsLoans, Debt, Debt ReductionInvesting 101Real Estate, Mortgages, and Other Big Ticket PurchasesRetirement BasicsEarly Retirement Plan & Financial FreedomTaxesLove & MoneyYouth & MoneyPsychology & Money
Master your own finances to build wealth for you and your family.
Regardless of what your financial expertise is or how much money you have in your bank account, this in-depth course is designed to provide you with everything you need to take your finances to the next level.
Whether you’re in debt and don’t have a clue where to go from here, or you’re just wondering where to invest your money, you’ll learn the next steps to success. By truly understanding how things like credit, compound interest, taxes, and investment accounts work, you’ll be in a better position for financial freedom.
By the end of this course, you’ll have a better grasp of your own finances. You’ll know the next steps towards financial freedom. You’ll know how to save more, spend less, and invest smarter. You’ll be less stressed and happier. That’s our goal. Take the first step to financial success with this amazing personal finance course.
About the instructors:
Phil Ebiner started teaching online courses in 2012, and now has over 130,000 happy students on Udemy learning all sorts of things from personal finance and business building to video editing and motion graphics. Phil is passionate about helping people understand their finances and uses tools like video to break down the complexity of these topics.
Mike and Lauren are personal finance wizards with a YouTube channel geared at helping others tackle their financial problems. Mike and Lauren don’t just talk the talk, but also walk the walk of early retirement and living a financially smart life.
Overview
Section 1: Course Intro – Understand the Basics of Personal Finance
Lecture 1 Welcome to the Course | Personal Finance Course
Lecture 2 The Golden Rule of Personal Finance | Personal Finance Course
Lecture 3 Why the Rich Get Richer | Personal Finance Course
Lecture 4 How to Retire Early – in 4 Minutes | Personal Finance Course
Lecture 5 Tips to Improve Your Course Taking Experience | Personal Finance Course
Lecture 6 Measuring Your Financial Success: Net Worth & Cash Flow
Lecture 7 How Does Money Work? | Personal Finance Course
Lecture 8 Section Wrap Up & Resources | Personal Finance Course
Section 2: Budgets, Savings, Reducing Expenses
Lecture 9 Section Introduction | Personal Finance Course
Lecture 10 Why Your Savings Rate is Very Important | Personal Finance Course
Lecture 11 Budgeting the Smart Way | Personal Finance Course
Lecture 12 Tools to Help You Track Your Spending | Personal Finance Course
Lecture 13 How to Budget with Mint.com – Full Tutorial | Personal Finance Course
Lecture 14 Budgeting with Microsoft Excel – Free Download | Personal Finance Course
Lecture 15 Why Cut Out the $5 Latte (Reducing Expenses vs. Increasing Income Part 1)
Lecture 16 Easy Ways to Reduce Expenses | Personal Finance Course
Lecture 17 3 Biggest Budget Busters (Pinching Pennies vs. Big Wins)
Lecture 18 The Emergency Fund: What is it? | Personal Finance Course
Lecture 19 Choosing a Bank vs. Credit Union | Personal Finance Course
Lecture 20 Automating Your Finances | Personal Finance Course
Lecture 21 Fun Frugal Activities to Save You More Money | Personal Finance Course
Lecture 22 Section Wrap Up & Resources | Personal Finance Course
Section 3: Grow Your Income: Make More Money Doing What You Love
Lecture 23 Section Introduction | Personal Finance Course
Lecture 24 Increasing Income Versus Reducing Expenses | Personal Finance Course
Lecture 25 How Much Do You Value Your time? | Personal Finance Course
Lecture 26 Get a Better-Paying Job | Personal Finance Course
Lecture 27 Side Income: Make Money Outside of the Office | Personal Finance Course
Lecture 28 Turning Hobbies into Profit | Personal Finance Course
Lecture 29 Have a Better Work / Life Balance | Personal Finance Course
Lecture 30 How to Make Money Online | Personal Finance Course
Lecture 31 Section Wrap Up & Resources | Personal Finance Course
Section 4: Credit Cards: Understand How to Master Using Credit Cards
Lecture 32 Section Introduction | Personal Finance Course
Lecture 33 What is a Credit Score? Do You Need One? | Personal Finance Course
Lecture 34 Credit Card Rewards: Picking the Best Credit Card | Personal Finance Course
Lecture 35 Credit Cards vs. Debit Cards | Personal Finance Course
Lecture 36 Section Wrap Up & Resources | Personal Finance Course
Section 5: Loans, Debt, & Debt Reduction
Lecture 37 Section Introduction | Personal Finance Course
Lecture 38 What is a Loan? | Personal Finance Course
Lecture 39 Why Taking Out Loans Can Be a Good Thing | Personal Finance Course
Lecture 40 What Does It Mean to Be in Debt? | Personal Finance Course
Lecture 41 Basics of Debt Reduction | Personal Finance Course
Lecture 42 How I Would Pay Down Debt (without making a lot of money)
Lecture 43 Debt Consolidation: What is It? Should You do It? | Personal Finance Course
Lecture 44 Collections: What Are Collections? | Personal Finance Course
Lecture 45 Secured vs. Unsecured Debt | Personal Finance Course
Lecture 46 Why Co-Signing a Loan is so Dangerous | Personal Finance Course
Lecture 47 Section Wrap Up & Resources | Personal Finance Course
Section 6: Investing 101: Learn the Basics of How Investing Works
Lecture 48 Section Introduction | Personal Finance Course
Lecture 49 Investing 101 – Stocks, Bonds, Mutual Funds | Personal Finance Course
Lecture 50 Alternative Investments – Options, Futures, Gold, Real Estate, etc.
Lecture 51 What Should I Invest In? | Personal Finance Course
Lecture 52 3 Graphs that Show the Power of Investing When You’re Young
Lecture 53 Compound Interest (Used for or Against You)
Lecture 54 Be Suspicious of Financial ‘Advisors’ | Personal Finance Course
Lecture 55 Types of Investment Accounts : Taxable & Tax Advantaged
Lecture 56 Target Date Funds | Personal Finance Course
Lecture 57 Why I Use Vanguard | Personal Finance Course
Lecture 58 Section Wrap Up & Resources | Personal Finance Course
Section 7: Retirement Basics: Learn How Retirement Works
Lecture 59 Section Introduction | Personal Finance Course
Lecture 60 What is the 4% Rule? | Personal Finance Course
Lecture 61 How Does Retirement Work? | Personal Finance Course
Lecture 62 Retirement Account Basics: 401(k), 403(b), Roth IRA, Traditional IRA, More
Lecture 63 What is a Pension? | Personal Finance Course
Lecture 64 How Can I Start Investing for Retirement? | Personal Finance Course
Lecture 65 Should I Invest in a Bad 401(k)? | Personal Finance Course
Lecture 66 Social Security – Should You Count on it? | Personal Finance Course
Lecture 67 Section Wrap Up & Resources | Personal Finance Course
Section 8: Early Retirement Plan & Financial Freedom
Lecture 68 Section Introduction | Personal Finance Course
Lecture 69 Early Retirement vs. Financial Freedom | Personal Finance Course
Lecture 70 Determining What ‘Retirement’ Looks Like for You | Personal Finance Course
Lecture 71 Self-Reliance & Adaptability | Personal Finance Course
Lecture 72 Calculating your Net Worth | Personal Finance Course
Lecture 73 How Do I Get My Money When I Retire? | Personal Finance Course
Lecture 74 Section Wrap Up & Resources | Personal Finance Course
Section 9: Real Estate, Mortgages, and Other Big Ticket Purchases
Lecture 75 Section Introduction | Personal Finance Course
Lecture 76 How Buying a House Work | Personal Finance Course
Lecture 77 How to Save for a House Down Payment | Personal Finance Course
Lecture 78 Investing vs. Paying Off the House | Personal Finance Course
Lecture 79 How Buying a Car Works | Personal Finance Course
Lecture 80 How Much Car Can I Afford? | Personal Finance Course
Lecture 81 Should You Take Out a Loan for a Car? | Personal Finance Course
Lecture 82 Help! I’m Upside Down on My Car Loan | Personal Finance Course
Lecture 83 Section Wrap Up & Resources | Personal Finance Course
Section 10: Taxes: How Taxes Work
Lecture 84 Section Introduction | Personal Finance Course
Lecture 85 What are Taxes? | Personal Finance Course
Lecture 86 A Higher Tax Bracket is NOT a Bad Thing! | Personal Finance Course
Lecture 87 Why You Don’t Want a Tax Refund | Personal Finance Course
Lecture 88 Do I Have to Pay a Penalty if I Don’t Have Health Insurance?
Lecture 89 Capital Gains Tax | Personal Finance Course
Lecture 90 Should I Do My Taxes Myself? | Personal Finance Course
Lecture 91 Section Wrap Up & Resources | Personal Finance Course
Section 11: Love & Money: Build a Thriving Financial Environment for You and Your Loved Ones
Lecture 92 Section Introduction | Personal Finance Course
Lecture 93 Dating Someone with Bad Financial Habits | Personal Finance Course
Lecture 94 How Do Kids Affect Your Finances? | Personal Finance Course
Lecture 95 Combining Finances with Your Loved One | Personal Finance Course
Lecture 96 Health Insurance | Personal Finance Course
Lecture 97 Life Insurance | Personal Finance Course
Lecture 98 Loaning Money to Friends or Family | Personal Finance Course
Lecture 99 Divorce and Your Finances | Personal Finance Course
Lecture 100 Section Wrap Up & Resources | Personal Finance Course
Section 12: Youth & Money: Start Being Smart About Money When You’re Young
Lecture 101 Section Introduction | Personal Finance Course
Lecture 102 Investing for Teenagers | Personal Finance Course
Lecture 103 I Want to Move Out of My Parents | Personal Finance Course
Lecture 104 Parents Kicked Me Out, Now What? | Personal Finance Course
Lecture 105 I Just Received an Inheritance, What Should I Do with It?
Lecture 106 Student Loans & Other Survival Tips | Personal Finance Course
Lecture 107 Forget College, Learn a Trade | Personal Finance Course
Section 13: Psychology & Money: Battling with Society Norms
Lecture 108 Section Introduction | Personal Finance Course
Lecture 109 Lifestyle Inflation and Status Symbols | Personal Finance Course
Lecture 110 The Human Tendency to Buy High and Sell Low | Personal Finance Course
Lecture 111 That’s Not Saving Money! (Malleable Mental Accounting) | Personal Finance Course
Lecture 112 Dealing with Compulsive Spending | Personal Finance Course
Lecture 113 Section Wrap Up & Resources | Personal Finance Course
Section 14: Definitions
Lecture 114 Section Introduction | Personal Finance Course
Lecture 115 401(k) | Personal Finance Course
Lecture 116 403(b) | Personal Finance Course
Lecture 117 Adjustable Rate | Personal Finance Course
Lecture 118 AGI – Adjusted Gross Income | Personal Finance Course
Lecture 119 Amortization | Personal Finance Course
Lecture 120 APR – Annual Percentage Rate | Personal Finance Course
Lecture 121 ARM – Adjustable Mortgage Rate | Personal Finance Course
Lecture 122 Asset | Personal Finance Course
Lecture 123 Asset Allocation | Personal Finance Course
Lecture 124 Auto Insurance | Personal Finance Course
Lecture 125 Bankruptcy | Personal Finance Course
Lecture 126 Bonds | Personal Finance Course
Lecture 127 Borrower | Personal Finance Course
Lecture 128 Capital Gains | Personal Finance Course
Lecture 129 CD – Certificate of Deposit | Personal Finance Course
Lecture 130 Co-Signer | Personal Finance Course
Lecture 131 Compound Interest | Personal Finance Course
Lecture 132 Credit Report | Personal Finance Course
Lecture 133 Credit Score | Personal Finance Course
Lecture 134 Credit Union | Personal Finance Course
Lecture 135 Creditor | Personal Finance Course
Lecture 136 Debt Consolidation | Personal Finance Course
Lecture 137 Debtor | Personal Finance Course
Lecture 138 Defined-Benefit Plan | Personal Finance Course
Lecture 139 Defined-Contribution Plan | Personal Finance Course
Lecture 140 Dependent | Personal Finance Course
Lecture 141 Disability Insurance | Personal Finance Course
Lecture 142 Dividends | Personal Finance Course
Lecture 143 Escrow | Personal Finance Course
Lecture 144 FICO Score | Personal Finance Course
Lecture 145 Fixed Rate | Personal Finance Course
Lecture 146 Interest Rate | Personal Finance Course
Lecture 147 IRA – Individual Retirement Account | Personal Finance Course
Lecture 148 Lender | Personal Finance Course
Lecture 149 Liabilities | Personal Finance Course
Lecture 150 Mortgage | Personal Finance Course
Lecture 151 Mutual Fund | Personal Finance Course
Lecture 152 NASDAQ | Personal Finance Course
Lecture 153 Net Worth | Personal Finance Course
Lecture 154 NYSE | Personal Finance Course
Lecture 155 Payday Loan | Personal Finance Course
Lecture 156 PMI – Private Mortgage Insurance | Personal Finance Course
Lecture 157 Promissory Note | Personal Finance Course
Lecture 158 Rebalancing | Personal Finance Course
Lecture 159 Roth IRA | Personal Finance Course
Lecture 160 Security | Personal Finance Course
Lecture 161 Standard Deduction | Personal Finance Course
Lecture 162 Stock | Personal Finance Course
Lecture 163 Stock Options | Personal Finance Course
Lecture 164 Variable Rate | Personal Finance Course
Lecture 165 Yield | Personal Finance Course
Section 15: Course Conclusion
Lecture 166 Thank You | Personal Finance Course
Lecture 167 Bonus Lecture: Learn More from Phil + Video School | Personal Finance Course
This course is for you if you want to improve your financial life,This course is for you if you need help handling your money.,This course is for you if you want to make more money.,This course is for you if you want to learn how to invest the smart way.,This course is for you if you want to reduce your expenses and save more money.,This course is for you if you struggle with credit card or loan debt.,This course is for you if you want to own a home and want to save up for a down payment.
Course Information:
Udemy | English | 7h 15m | 5.60 GB
Created by: Phil Ebiner
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