Simple Basics of Personal Finance
What you’ll learn
Understand and feel comfortable with the basics of the money-related elements of everyday life and how to approach financial aspects responsibly and confidently
Learn the difference between banks, credit unions and other financial institutions, as well as savings, checking, debit cards, and credit cards.
Examine borrowing money and the basics of loans for auto loans, home loans, paying for college and higher education, and more.
We’ll dig into other “Grown Up” stuff including payroll taxes, insurance, social security, saving for retirement, identity protection and more.
If you’re wanting a better understanding of the basics of how money is used in your daily life, you’re ready to go!
In today’s world, our personal financial health is vital. This course explains the basics to help you understand what’s involved and how everything works. This also serves as an introduction to help relate personal finances to business finances. Using common, everyday language and “real world” experience and examples, instructor Ron Trucks makes the concepts and principals for anyone to understand and relate to, regardless of your previous financial or math experience.Topics include:What’s the difference between banks, credit unions and other financial institutions?Explaining savings, checking, debit cards, credit cards…Other methods to making payments than cash or checksBorrowing money and the basics of loansAuto loans, home loans, paying for college and higher educationPayday loans – The good, the bad and the uglyOther “Grown Up” stuff including payroll taxes, insurance, social security, saving for retirement, identity protection…Enrollment in the course includes:Customized note sheets for each lesson in the course for your personal comments and notesLifetime accessFree membership in our online, students-only support group thru FacebookLifetime discount to all other bsnsAtlas courses, materials, and learning matterThe course is also serves as a great introduction for teens and young adults in helping them start to understand life economics and how all the pieces work together, along with a general refresher looking to establish credit, finance their first home, or take the first steps of personal, small business ownership.
Section 1: Introductions!
Lecture 1 Course Overview
Lecture 2 Tips for the Experience
Lecture 3 Instructor and Resources Intro
Section 2: “Banking”
Lecture 4 Financial Institutions and Banks vs Credit Unions
Lecture 5 Savings
Lecture 6 Checking Accounts and Making Payments
Lecture 7 NSF vs Overdraft – Does It Matter?
Lecture 8 Understanding Credit & Debit Cards
Lecture 9 Other Payment Methods – Mobile Payments, Prepaid Cards and More…
Section 3: Borrowing Money
Lecture 10 Borrowing Fundamentals
Lecture 11 Credit Score
Lecture 12 The Basics of Loans
Lecture 13 The Loan Process
Lecture 14 Auto Loans
Lecture 15 Home Loans – Are You Ready?
Lecture 16 Home Loans – Mortgages
Lecture 17 Higher Education Loans – The Basics
Lecture 18 Higher Education Loans – 529 Plans
Lecture 19 Payday Loans
Section 4: Other “Grown Up” Stuff
Lecture 20 Introducing the Section
Lecture 21 Payroll and Income Taxes
Lecture 22 Insurance – The Overview
Section 5: So Now What?
Lecture 23 BONUS: Your Certificate, Wrap Up, and Some Surprises?
From young to old, beginners to experienced… Anyone wanting to grasp the elements of financial responsibility and control on a personal level will feel much more confident!
Udemy | English | 3h 0m | 1.51 GB
Created by: Ron Trucks