The Personal Finance and Wealth Management Masterclass

Become an Expert in Personal Finance and Investing. Learn MBA-Level Financial Analysis. Master Finance Fundamentals.
The Personal Finance and Wealth Management Masterclass
File Size :
8.43 GB
Total length :
12h 28m



Raj Gupta, Ph.D, Licensed Insurance Agent, MBA Teaching Experience


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The Personal Finance and Wealth Management Masterclass

What you’ll learn

You will become an expert in Personal Finance and Development.
100+ Multiple Choice Questions with Detailed Explanations and Answers.
You will become an expert on Financial Data Sources and Patterns.
You will understand how Auto Insurance Premiums are calculated.
You will learn why Vicarious Liability is important in Personal Finance.
You will learn what career paths people are choosing after the Pandemic.
You will learn why some people never run out of money in Retirement.
You will learn the differences between different types of banks.
You will learn how Financial Decisions made in London affected consumers in the United States.
You will gain numerous insights even if you have taken Personal Finance Courses before.

The Personal Finance and Wealth Management Masterclass


All background topics will be covered in the Course. No prerequisites are necessary. This is an MBA-Level Course. The Lectures are designed to appeal to students with diverse backgrounds from Engineering to Medicine to the Humanities.


This course introduces you to the fundamental concepts of Wealth Management. We will begin by exploring the links between skills and wealth. We will develop Personal Balance Sheets and calculate Net Worth. We will examine the formula that is used to estimate Human Capital. Effective Financial Planning requires estimating Lifetime Expenditures. We will cover Time Value of Money concepts in general and the Lifetime Expenditures exercise in particular. The Lifetime Expenditures exercise is typically taught in Finance Courses at the Undergraduate and MBA Levels.  We will examine Budgets for both high and low income households. Effective Wealth Accumulation requires prudent investing. We will examine how households invest money. We will examine historical returns for Equities, Bonds, Private Equity, Real Estate, Commodities and Hedge Funds. We will discuss why Geometric averages are appropriate for Portfolio Management. We will also examine the Short Selling Process. Short Selling is used to benefit from a downturn in stock prices. Effective Wealth Preservation requires robust risk management. We will identify risks individuals and households face and examine various risk management tools. We will examine the role of regulators in the United States and around the world. We will also examine the potential of Annuities to serve as a substitute for Pensions. We will examine the LIBOR Scandal which is often overlooked by some. Finally, we will examine Estate Planning.


Section 1: Introduction and Wealth Accumulation

Lecture 1 Course Introduction Video – About this Course

Lecture 2 Course Introduction Video – Topics to be Covered

Lecture 3 Course Materials

Lecture 4 Introduction to Skills and Wealth

Lecture 5 Your Career Path

Lecture 6 Earnings by Educational Attainment

Lecture 7 Occupational Outlook

Lecture 8 Understanding Skills Part 1

Lecture 9 Understanding Skills Part 2

Lecture 10 Finding Your Competencies and Interests

Lecture 11 College or College Alternatives

Lecture 12 Certifications

Lecture 13 Introduction to Personal Balance Sheets

Lecture 14 Personal Balance Sheets

Lecture 15 Anthony’s Financial Vitals Compared to Others

Lecture 16 What is Human Capital?

Lecture 17 Defining Human Capital

Lecture 18 Anthony’s Human Capital

Lecture 19 Human Capital Estimates by Occupation

Lecture 20 Personal Balance Sheet Examples

Lecture 21 Personal Balance Sheets of Professionals Saddled with Student Loans

Lecture 22 Personal Balance Sheets of a Financially Devastated Divorcee

Lecture 23 Personal Balance Sheets of Profligate Spenders

Lecture 24 Personal Balance Sheet of a Married Couple

Lecture 25 From Wealth Accumulation to Financial Planning

Section 2: Financial Planning

Lecture 26 Introduction to Financial Planning

Lecture 27 The Fundamentals of Valuation

Lecture 28 The Basics of Excel

Lecture 29 Time Value of Money Examples

Lecture 30 Present Value of Lifetime Expenditures

Lecture 31 Earlier Human Capital Calculations

Lecture 32 Time Value of Money – Mortgages

Lecture 33 Time Value of Money – Annuities

Lecture 34 Introduction to Household Budgets

Lecture 35 Actual Household Budgets

Lecture 36 Household Budgets in Select Countries

Lecture 37 Introduction to Financial Planning Tools

Lecture 38 Financial Planning Tools -Emergency Funds

Lecture 39 Financial Planning Tools – Investments

Lecture 40 Financial Planning Tools – Retirement

Lecture 41 Financial Planning Tools – 529 Plans

Lecture 42 Financial Planning Tools in Select Countries

Lecture 43 Financial Planning Tools – Private Banking Groups and Family Offices

Section 3: Asset Allocation

Lecture 44 Introduction to Asset Allocation

Lecture 45 Asset Classes

Lecture 46 NPV, A Gold Standard

Lecture 47 Companies and Market Capitalization

Lecture 48 Performance and Risk Measures Part 1

Lecture 49 Performance and Risk Measures Part 2

Lecture 50 The Dividend Discount Model

Lecture 51 The Dividend Discount Model – ADP Example

Lecture 52 Role of Financial Markets and Institutions

Lecture 53 Investing in Stocks

Lecture 54 Initial Public Offerings (IPO)

Lecture 55 Short Selling or Shorting Stock

Lecture 56 Short Selling Poorly Explained

Lecture 57 The GameStop Short in January 2021

Lecture 58 Investing in Bonds

Lecture 59 Investing in Venture Capital and Private Equity

Lecture 60 Investing in Real Estate

Lecture 61 Investing in Commodities

Lecture 62 Investing in Hedge Funds

Lecture 63 The Asset Allocation Decision

Lecture 64 Introduction to Building Portfolios

Lecture 65 Building Portfolios Part 1

Lecture 66 Building Portfolios Part 2

Lecture 67 Building Portfolios Part 3

Lecture 68 Building Portfolios Part 4

Section 4: Risk Management

Lecture 69 Introduction to Risk Management

Lecture 70 Role of Insurance in Risk Management

Lecture 71 Some Insurance Policy Details

Lecture 72 Understanding Life Insurance Policies

Lecture 73 Life Insurance Policy Illustrations

Lecture 74 Purposes of Life Insurance

Lecture 75 Understanding Auto Insurance Policies

Lecture 76 Auto Insurance Liability Limits

Lecture 77 Calculating Auto Insurance Premiums

Lecture 78 Why Some People Pay Higher Auto Insurance Premiums

Lecture 79 Understanding Homeowners Insurance

Lecture 80 Homeowners Insurance – Additional Considerations

Lecture 81 Role of Trusts in Risk Management

Lecture 82 The Risk of Divorce

Lecture 83 Financial Regulation and Consumer Protection

Lecture 84 Financial Regulation and Consumer Protection Worldwide

Lecture 85 The Libor Scandal

Lecture 86 Making Sure your Retirement Income is Guaranteed

Section 5: Estate Planning

Lecture 87 Introduction to Estate Planning

Lecture 88 Estate Planning Tools

Lecture 89 Concluding Remarks

Section 6: Coronavirus and Personal Finance

Lecture 90 Coronavirus and Personal Finance – Stocks and Personal Balance Sheets

Lecture 91 The Impact of the Coronavirus Crisis on America’s Balance Sheet

This course is intended for anyone wanting to become an expert in Personal Finance. Professionals, College and High School Instructors, Teachers, College Students and even High School Seniors will find the content insightful.,If you have taken a Personal Finance course before, you should take this course. This course covers topics that may not have been covered in other Personal Finance courses.,This is an MBA-Level Personal Finance course. If you enrolled in an MBA Program and took Personal Finance, you would get an experience similar to this course.,College and High School Instructors will be able to incorporate the curriculum in your college and high school courses.

Course Information:

Udemy | English | 12h 28m | 8.43 GB
Created by: Raj Gupta, Ph.D, Licensed Insurance Agent, MBA Teaching Experience

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