The Smart Way To Personal Finance Success

Step By Step Blueprint To Fund Investing For College, Home, Financial Independence, Retire Early, Travel, Any Big Goal!
The Smart Way To Personal Finance Success
File Size :
1.22 GB
Total length :
2h 7m



Steve Ballinger, MBA


Last update




The Smart Way To Personal Finance Success

What you’ll learn

Know what is the right percentage of income to save.
Choose a budgeting tool that works best for their situation.
Evaluate different manual and online budgeting tools.
Understand the importance of automating their saving and spending.
Identify and resist the key behaviors that can throw their plan of track.
Gain confidence and fully grasp the time value of money and how to use to their advantage.
See how the instructor uses the principles in his daily life.
Take the first action steps that will turn their savings into investments that later fund their goals and dreams!

The Smart Way To Personal Finance Success


Students need to come with a desire to save more money to help fund their big long-term goals.


****Join 1000+ Students***”I really enjoy Steve’s approach. It’s informative and approachable. I’ve researched various ways to get out of debt and start investing and Steve does a great job of compiling what I have learned. For me, it’s a great reinforcement of positive behavior. For someone looking for direction, I think this course is a great place to start. Thanks so much!” –Jordon P
The ability to save money is critical as it is the behavior that funds your investments and investments are what fund your biggest goals and dreams.
Unfortunately, many people do not receive the key educational information and best practices that make the difference between success and failure when it comes to saving money.
Not boring theory. You will learn practical tips and best practices from an instructor who started with nothing (Actually $10,000 in student loans living in a 1-bedroom apartment above the garbage cans) to building a million dollar investment portfolio. All of it started by using the techniques and best practices shared in this course to become an expert saver of money.
No get rich quick scheme or a course that is designed to sell you consulting services this course has one mission and that is all about sharing of experience and wisdom so you can personalize your learning and hit your own goals!.
Some of the things you will learn are:
The SMART Process to saving and prodigious wealth.What percentage of income to save to for success.Is there such as thing as good debt?The proper use of credit cards.How to manage small and large purchases to reduce expenses..Budgeting tools that work.An overview of popular online tools to help you save and manage expenses.The importance of automating both your saving and your bill paying.The top 5 mistakes that are financial killers and how to avoid them.How time and the magic of compounding can help you reach your goals.How the instructor uses the principles that you can adapt to your own life.Key action steps to take now plus a bonus step to insure success.

Disclaimer Note: This course is for educational and informational purposes only. There will be no recommending of any particular investments such as a particular stock or mutual fund, particularly as this course is focused on saving money and reducing expenses. Consult with a Professional for specific advice. Course is for education purposes only and instructor will have no liability related directly or indirectly to any loss or damage.
No risk to sign up with the Udemy 30-day money back guarantee and impact could be life-changing. Learn from my experience and rapidly move ahead faster with the knowledge I will share with you. Don’t delay.
Please click the TAKE THIS COURSE button in the upper right corner and let’s get started!
Many thanks and I appreciate your interest and hope to see you in the course!
-Steve Ballinger


Section 1: Introduction

Lecture 1 Course Overview

Lecture 2 Why Many Of The “Rich” Live Paycheck To Paycheck

Lecture 3 Understanding Net Worth: How The Successful Keep Score

Lecture 4 Can I Save A Ton Of Money And Have A Life?

Section 2: S=SAVING

Lecture 5 What Percentage Of Your Income Should You Save?

Lecture 6 Is There Such A Thing As Good Debt And Bad Debt?

Lecture 7 Small Purchases Really Add Up. The Famous Latte Factor

Lecture 8 Big Purchases. How To Avoid Big Mistakes When The Stakes Are High.

Lecture 9 Credit Cards. The Right Way To Use Them From A Top 1% Credit Score Holder.

Section 3: M=MANAGING

Lecture 10 Why Businesses Track Results And You Should To.

Lecture 11 The Easiest Most Effective Budget Tool To Solve Your #1 Issue Ever!

Lecture 12 Using A Spreadsheet For Budgeting

Lecture 13 Online Budgeting Tools Overview. Mint and More!

Lecture 14 How To Choose The Best Budgeting Tool For Yourself.


Lecture 15 Automate Or You Won’t Do It.

Lecture 16 Automating Savings & Spending

Lecture 17 Systematic Saving To Grow Money And Reduce Ris

Lecture 18 Automation And Found Money

Section 5: R=RESISTING

Lecture 19 Who Are The Jones’es And Why We Should Not Care.

Lecture 20 Resisting Certain Behaviors And Habits

Lecture 21 Important To Resist These Top 5 Mistakes That Are Financial Killers

Section 6: T=TIME

Lecture 22 Time Is On Your Side And What Einstein Knew.

Lecture 23 Time To Invest

Lecture 24 Time To Give

Section 7: NEXT STEPS

Lecture 25 Shocking Ways The Instructor Executes The Plan.

Lecture 26 Top 5 Action Steps To Take Now Plus A Bonus Step

Lecture 27 Lets Keep The Learning Going

Course is great for anyone struggling with saving more money and looking for practical best practices and techniques.,Course also great for someone who has some savings and wants to take it to the next level!,Not an investment course (Stocks, Bonds, Etc…) but designed to help save money to fund investments and future goals!

Course Information:

Udemy | English | 2h 7m | 1.22 GB
Created by: Steve Ballinger, MBA

You Can See More Courses in the Business >> Greetings from

New Courses

Scroll to Top